Terms and Conditions of Use
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By utilizing speedapp.com, insureamericalife.com, insureamericahealth.com, insureamericahome.com, insureamericaannity.com, insureamericavehicle.com, insureamericaauto.com, insureamericainc.com, insureamericadental.com, preapprovalonline.com, eloanscouts.com, quotes2day.com, dental2day.com, Musicmedical2day.com, termlife2day.com, 4medical2day.com, insureus2day.com, insuredcycleusa.com, insuredhealthusa.com, insuredhomeusa.com, insurednowusa.com, insuredvehicleusa.com, myhometownagency.com, myhometownagents.com, Medicare2day.com, medicareplansusa.com, Insureamericabusiness.com and related websites, you agree to be bound by the terms and conditions of this disclaimer notice regarding the use of this site which consists of the files and directories of the above described websites. If you do not agree with the terms and conditions of this notice, you are hereby instructed not to access or utilize information provided by these sites, or to submit information to the sites.
It is expressly understood by you that the above described websites are quote sources. None of these sites are an insurance agency or insurance brokerage, nor do they sell, provide or make recommendations regarding insurance products or brokers. The quotes requested on these sites are provided to you by third party agents and brokers who are not affiliated with these sites in any way.
It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided by an insurance agent or broker from whom you solicit an insurance quote or recommendation.
It is your responsibility to verify and confirm the existence and standing of a business entity, or insurance company listed on this site. Each state in the United States has a "State Insurance Department" which maintains information concerning agents brokers and companies. The Better Business Bureau and your local chamber of commerce are also excellent resources.
No insurance coverage shall be construed as bound, in force, applied for or assumed as a result of submission of data on these sites. You are merely requesting an insurance quote. The final decision to issue a policy of insurance lies with the insurance company and is subject to the laws of the applicable state, jurisdiction or province.
In no event shall the owners of the above named sites be liable for any damages whatsoever, without limitation, arising out of or in connection with the utilization of these sites by you, whether through submission of information or as a result of business transactions involving you and any insurance agent, broker, agency, company or business entity listed on this site.
These sites are all made available as a free service to insurance consumers.
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Our Security Protection
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In addition to the restrictions on personally identifiable information use and access described above, we have also established and adhere to safeguards and practices designed to preserve the confidentiality of our members’ personally identifiable information. Such safeguards and practices include physical, administrative and technical barriers to the accidental or unauthorized use or disclosure of personally identifiable information.
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Access to other web sites from our web site.
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During your visit to our website you may have the opportunity to link to other websites. Please be aware that we do not have access, control, input or authorization over any of the materials or content contained at these websites. In addition, we are not responsible for, and do not endorse the privacy practices, content or policies of any of these other websites. Please refer to our legal information page for more information.
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What we do with e-mail
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Your comments are important to us, and we welcome them. We may share comments and questions you send to us via e-mail with our authorized member services, associates or our other associates most capable of addressing your questions or concerns. We will respond to our members, providers and regulatory authorities by telephone or by mail. Please not that we do not broadcast “spam” or unsolicited junk mail to any member, provider, regulatory authority or other person.
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What we want you to know about sending e-mail to us
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You should be aware that, when submitting e-mail to us (and others), it is possible that other internet users may, without permission and/or notice, be able to view your e-mail correspondence. If you wish to ensure that your communication is kept private and confidential, please call or write directly to us using the contact information provided. We do encourage your feedback, comments and suggestions about ways we can better communicate with you.
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Other information and "Cookies"
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You should be aware that when you visit our website, we may collect certain information that does not identify you personally, but provides us with "usage data" such as the number of visitors we receive or what pages are visited most often. This data helps us to analyze and improve the usefulness of the information we provide on our website.
Like most commercial website owners, we may also use what is known as "cookie" technology. A “cookie” is an element of data that a website can send to your browser when you link to that website. It is not a computer program and has no ability to read data residing on your computer or instruct it to perform any step or function. By assigning a unique data element to each visitor, the website is able to recognize repeat users, track usage patterns and better serve users when they return to that site. The cookie does not extract other personal information about a user. Most browsers provide a simple procedure that will enable you to control whether you want to receive cookies by notifying you when a website is about to deposit a cookie file.
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Out Privacy Statement Changes
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We reserve the right to amend or revise this Privacy Statement at any time and from time to time without notice. In the event that this occurs, the revised information will be posted on our website. This Privacy Statement is not intended to, and does not, create any contractual or other legal rights in or on behalf of any visitor to this website.
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